For some, it’s the technical bells and whistles that no one really needs, for others it’s just the logical evolution of modern living. We are talking about the so-called smart home equipment. But what is Smart Home? Time for a brief explanation. Basically, Smart Home serves as a general term for technical processes and systems in living spaces and houses, which focus on increasing living and quality of life, security and efficient energy use based on networked and remotely controllable devices and installations as well as automatable processes. In plain language: This term covers both the networking of home technology and household appliances (for example, lamps, blinds, heating, but also stove, refrigerator and washing machine), as well as the networking of components of consumer electronics (such as the central storage and home use of Video and audio content). An equally well-known and easier to understand term for Smart Home is also intelligent living. This is exactly what many German would be willing to take out a loan.
High acceptance for a credit for intelligent living
Above all, the Germans seem to be hard to impress on the possibilities of intelligent living. Of course, it would be “cool” to own a refrigerator that tells you when the food shelf life expired. Or to use a hob that not only provides the necessary heat, but also the right recipe and shopping list for dinner. In addition, if the stove communicates with the refrigerator to match up, if needed ingredients are not already in the house – the aha effect with visitors is guaranteed. Exactly this seems to have its charm for many Germans and if necessary exactly this “intelligent living” is financed by credit . Thus, more than one third of Germans justify the supposed comfort of the smart home taking out a loan. This finding is based on the representative study of a major German bank in which 1,800 Germans aged 18 and over were surveyed on the subject of credit for smart homes.
Simple smart home products are often purchased on credit
In detail, the study found that a solid 39 percent of Germans can imagine financing an intelligent conversion of their home with the help of a loan on installments. There is quite a clear idea as to what is desired in the house or not with regard to the desired smart home products. For example, 15% prefer a Wi-Fi doorbell and 13% prefer a smart fridge. A sound system integrated into the living room wall would also acquire 13% and the already mentioned interactive hob would be for ever 10% of the German citizens still in question. But also very trivial things are in the Smart Home Focus of the Germans: the alarm clock, which imitates the sunrise, 8%, 7% want a Bluetooth scale that communicates with fitness bracelet or smartphone or an oven that can be operated on the go. As already mentioned, all this, of course, with the help of a fast and affordable